announced today that Phoenix Life Insurance Company expands its use of ForeSight® and FireLight® to illustrate and process whole life, term life and annuity insurance products. Phoenix Life has used ForeSight, a point-of-sale illustration platform As in those two cases, the decision to buy various life insurance policies or annuities can be unduly influenced by the With more common forms of permanent insurance, like universal and whole life, finding the fees becomes more difficult, he said Whole life insurance can be a viable planning option for parents There are reasons to buy annuities. Paying for college late in the game isn't one of them. "There are very few people who actually benefit from that kind of asset repositioning," said Sales of immediate annuities and whole-life insurance policies will increase this year as boomers nearing retirement seek reliable income streams that aren't subject to the whims of the market. “The benefits afforded in the immediate annuity from the When you have dirty laundry, you dump it in the washing machine, set it to full cycle and let the debris wash away. You’ll repeat the very same chores with a new load of laundry, and problem is solved. But when it comes to life and money problems, there such as securities or an annuity. When customers balk at the cost of a whole life plan, some agents may suggest a “blended” policy, essentially a hybrid of whole life and term insurance products. They get a smaller commission than when they sell a .
“After implementing ForeSight for our annuity and SPIA products, we recognized how powerful the illustration capabilities are and were eager to utilize ForeSight for our whole life and insurance products. ForeSight and FireLight provide us with a Many advisors don’t realize that Whole Life insurance profits from the non-par insurance business, and the rest of the company’s non-par business (e.g., mortgages, real estate, re-insurance, private placement, annuities, segregated funds, group If you’re retired and don’t have life insurance, you can still find the right policy that will help create a healthy financial future for your family. There are two kinds of life insurance plans you’ll want to look into: term and whole life insurance. .
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